Surprise yourself with the difference!  AJ discovered her love of economics and the psychology of real estate in 1986 when she bought her 1st property at the age of 18. Her career began at a small boutique firm in 1990. And after 13 years with the Re/Max, AJ formed her own boutique company Attitude Homes in 2016.   As a CEO, her hard work, clear vision, persistence, and dedication, AJ has profitably branched into other avenues of real estate including Property Management, real estate investment LLC’s, and Development. 

Always active, AJ's enthusiasm, humor, and love of life is infectious. And her 26 years of vast real estate experience in areas which include but are not restricted to Boulder, Louisville, North Metro Denver, and Suburban Mountain markets insures that you will receive expert service to all of your real estate needs.

AJ came to C.U. for her B.A. She holds several prominent real estate designations such as CRS, GRI, ABR and more. She takes her career very seriously. As stated by one Client.

 "AJ is a money maker. She inspires me to take my life to the next level...She's helping me to learn how to think like a wealthy individual. I hope to learn more from her knowledge and experience in the future".

~J. Markeveys

Women need their money to work harder because:

  • According to the U.S. Census Bureau, in 2009, women earned 77 cents for each dollar earned by men, a lifetime loss of up to $300,000.1
  • Women spend an average of 15 years out of the workforce compared to an average of 1.6 years for men.3
  • One year out of the workforce cuts a woman's 15-year total earnings by 32%; three years out by 56%.3

Strategies Designed Specially for Women

Investing in real estate has traditionally proven to be a wise strategy.  Certain criteria determine which real estate markets return positive growth and consistency. Boulder is one such market due to the University of Colorado, its proximity to the Flatirons and Mountains, and our Outdoor Lifestyle.  

Women may require a different approach to investing than men, for good reasons. Numerous studies have laid out the variance between men and women when it comes to their financial life cyles. Taking time out of the workforce for child rearing, the continuing wage gap and longer life expectancy are all factors that impact women's ability to save for retirement - and make it even more critical that women focus clearly on long-term invetsment goals with their retirement savings.  Because women live longer, they must stretch their retirement dollars further than men.  Real estate investing can be an effective strategy to grow their investments.

 

Women Need Long-Term investment strategies like real estate because 

 
 
  • On average, older women receive less income from Social Security than men. Among people who are 65 and older and who received income from Social Security in 2007, women's payments were 24% lower, on average, than the payments received by men.3
  • The ratio of widow to widowers is four to one. One-third of women who become widowed do so before the age of 65.5
  • A husband's death can mean losing up to 50% of a couple's total security benefit.4  Women who have been married for many years may face special challenges if they are widowed or have a disabled spouse.  These women could be shocked by cuts in their husbands' pensions, post-retirement benefits and healthcare coverage.2
  • On average, an American woman can expect to live on her own financially about one-third of her adult life.2
  • Women are becoming more financially successful, but many did not learn about finance and investing in their formative years. Many feel overwhelmed by financial or real estate information which they find "complicated, boring, and dry."4 Women find "human contact" the most meaningful and effective source of information.
  • Fortunately, according to a study conducted by the Center for Women's Business Research, high-net-worth women investors are as likely as high-net-worth men to be involved, active and engaged in the investing process and seek similar investment goals. More than half of those surveyed stated that they were the primary decision-makers when it comes to investing.2
 
1Source: Institute for Women’s Policy Research Compilation of Current Population Survey Labor Force Statistics, 2009

2Source: Raymond James brochure for women investors

3Sources: Financial Advisor magazine, August 2008, Government Accountability Office

4Source: Social Security Administration, October 2008

5Sources: Women’s Institute for a Secure Retirement, 2006; Social Security Administration, 2006
6Source: Financial Planning Association, Journal of Financial Planning, June 2007, Alicia H. Munnell and Mauricio Soto, “When Should Women Claim Social Security Benefits?”